Debt and money news – August 2016

posted by James in Debt Law, Economy Leave a comment

August is often referred to as the ’silly season’ for news stories, where the papers are full of whimsical stories.

That hasn’t stopped this month also being jam-packed full of goings-on in the world of debt and money news. Continue reading »

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Free training courses you can take to level-up your life

posted by Rachel in Budgeting, Free things to do, Wellbeing Leave a comment

In this age of the web it’s never been easier to be in a constant state of learning. There are lots of online courses you can take in a vast variety of fields. Some come with a qualification, some don’t, but there’s bound to be a course out there that suits your needs.

If courses aren’t your thing, there are still lots of ways you learn new stuff without going through traditional types of study. We love free ways to learn something new!

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How to keep your household bills on track

posted by Rachel in Budgeting, Debt, Money saving Leave a comment

As the largest consumer body in the UK, Which? exists to arm you with the information you need when considering where to spend your money. They’ve developed ’emindme’, a handy email reminder tool that helps you keep track of what bills you need to pay and when. Grace Kindred from Which? tells us more…

Managing bills can be complicated and time-consuming. If you forget to pay your bills and don’t deal with the situation correctly, arrears can build up and become difficult to deal with. However, there are steps you can take to help you be more organised when it comes to your finances.

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Been cold-called by a High Court Enforcement Officer? It could be a scam!

posted by Rachel in Bailiffs, Dodgy practice Leave a comment

We’ve all heard of scams from the news or current affairs programmes, and some of us have either been victims of scams or know someone who’s fallen afoul of them. It seems  there’s always someone out there trying to take advantage of us.

We recently received reports from clients who’ve been contacted by a company claiming to be High Court enforcement Officers (HCEOs) collecting a debt. If these kinds of calls aren’t alarming enough, we have reason to believe that they may be the actions of scammers.

The last thing we want to see is you being taken advantage of. While we can’t stop scammers or their dirty work, we can make you aware of some of the danger signs to look out for…

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Baking soda: what can’t it do?

posted by Jenny in Budgeting, Money saving Leave a comment

We’ve already talked about uses for vinegar, the liquid that just keeps on giving. But how about baking soda, the powder that keeps on giving?

Well today’s your lucky day because I’ve spent many gruelling hours trawling the web, hunting for the many uses of baking soda.

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July’s money and debt news

posted by Rory in Bailiffs, benefits, Debt, Debt Law Leave a comment

It’s been over a month since the Brexit vote, and we’ve been busy looking at how it could affect your finances if you’re in debt

July has also seen increases to the cost of bankruptcy  in England and Wales, Universal Credit being pushed back, and the release of our latest report, looking into which organisations are the most unfair when dealing with people with debt problems.

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Which organisations are treating our clients unfairly?

posted by James in Collection Process, StepChange 5 Comments

People feel that they’re not being treated fairly by some of the companies they owe money to and borrow money from. That’s the message we received from our clients in our recent research into creditor and debt collector conduct.

Our research reveals the kinds of organisations that are most likely to make people feel unfairly treated, and the kind of unfair treatment they’re receiving. We’re campaigning for changes to be made in those organisations to help those in debt and to reduce unfair treatment.

Have you experienced similar issues to what we’ve found? Add a comment at the end of the article. Continue reading »

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